Friday, February 18, 2011

Is there a financial advisor in the house?

Alright, this post is going to sound a bit more soapboxing (is that a word?) than anything today.  A financial advisor is yet another idea I have had for myself as a career choice.  Not too many years ago I took a personal finance class.  I really enjoyed the class and learned a lot.  Most of it though, to me, was common sense stuff.  The teacher of the class even came to me at the end of the session and told me I should consider becoming a financial advisor because of my savvy for the stock market, handling money, etc.  I was flattered by the compliment, but at that time I had a 4 month old at home so that was not an option.

Now, here is where I step up on the soapbox.  Here is a question I have.  Why is it that ordinary Joe Schmucks like myself have limits?  We can only borrow so much to buy a house, a car, a credit card, etc.  We actually hit a point where the financial people say that's it...you  can not handle anymore debt....you don't make enough money to cover your debts.  Why cant the same be done to the government?  Financial experts say the way to get ahead is to live below our means.  Why doesn't the government do that also?  If we over extend our credit in our personal life we would be cut off and made to live C.O.D. (that's Cash On Delivery for all you youngsters that haven't ever heard that term).

Why cant we make the government live up to that principle?  The government has for the last 30 years lived on and spent the money in the next 30 years.  I wold like to have the money that I am going to make in 30 years right now to spend.  But then that would mean there would be nothing on the back side for me to spend later.  And its not like the American public hasn't made it known to the government that we want change. 

The Preamble says this nation's government was founded by, of, and for the people.  Since the Democratic party state that they strive to protect and support this, AND since we have a Democratic president in office....shouldn't they be listening a little closer to the people that put them there??

Not a sermon......just a thought to ponder on.

I would LOVE to help balance the money for the government.  I am such a cheapskate that I would have money saved in no time!!!  Or so I would like to think I could anyway.  A girl can dream cant she???

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